Vanquis Visa Card

It is difficult to operate in the world withouta credit card.

Credit Cards allow people to shop in the high street, bytelephone or online and give the flexibility to spend theirmoney the way they see fit.

But many people including those with little credit history, or who have had credit problems in the past and those withlow incomes – are often excluded.

Vanquisbrings the benefits of credit cards to the majority of these people, but in a controlled way. Vanquis credit cards are tailored to customers’ needs, with low credit card limits and a high level of help customersstay in control. Vanquis is including more people in the financialmainstream.

Credit card features

Lower credit limits than those generally offered by main credit card companies – as low as £250.

Repayment options

Customers can pay monthly, fortnightly or weekly –this is valuable for customers who budget weekly orfortnightly.

Vanquis cards have a higher min. payment of 5%.most other credit card providers which set minimum repayments at 2%-3%. Thishelps pay off their balance more quickly.

Vanquis is a responsiblelender and its service benefits from strong external regulation and arigorous internal control and compliance regime. Vanquis is authorised by theFinancial Services Authority and by the Office of Fair Trading. It also has alicence from Visa International to operate and issue cards under the Visabrand.