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EasyKard Credit Card !!
Accept customers with Poor Credit Ratings!

 
   
CCC Financial Tenant Loans Secured Loan Overseas Mortgages

EasyKard Welcomes applications and customers from around the world.

EasyKard's secured credit and card services

The EasyKard's EasyKard distribute are VISA® or MasterCard® and are acceptable at all ATMs at all retailers accepting cards by standard electronic terminals (which includes all major supermarkets). The EasyKard's may be used for purchases on the internet and over the telephone.

This is a secured credit service. EasyKard will grant you credit and apply this to your card(s) against security payments made by you, to EasyKard, in advance.

Multiple EasyKard's may be issued under one agreement. An individual applicant may hold up to two EasyKard's in their name and may authorise additional cardholders to hold up to one EasyKard each.

EasyKards operate in United States Dollars although all customer payments are handled in Pounds and through simple established banking methods.

EasyKard's By cash, cheque, travellers cheques, credit and debit cards online or by telephone, internet or tele-banking, international money order or international electronic transfer.

EasyKards are issued to the customer by courier (or first class post UK) within 3 business days of EasyKard receiving the completed customer agreement and acceptable identification.

EasyKards are issued same day for customers who opt for our EasyKardExpress Service.

All EasyKards are assigned a PIN number for ATM use.

There is no minimum opening balance for your EasyKards account,fees for setting up your EasyKard account and issuing the card must be paid before EasyKard send you the card. The maximum level is £6,000.00 per EasyKard,

EasyKards are activated when EasyKard have received payment for your fees, your agreement and the forms of identification.

EasyKards are ideal for those who need to send money quickly and cheaply to family abroad as the cards are accepted worldwide at all retailers, at banks and ATM’s. A special feature of EasyKards are the ability to move money from one card to another, online, at any time instantly.

EasyKards require prepayment security and the credit EasyKard extend to you and apply to your card is equal to 100% of the security payments you make.

EasyKard Credit granted does not need to be repaid in arrears, as it will be set off against the security payments EasyKard receive from you. 0.00% interest will be charged to customers who do not exceed the level of credit granted and authorised by us.

EasyKard Statements can be viewed online at any time. All telephone, mail and email enquires will be handled by our UK call centre.

The cost of activating a EasyKard security and card service is only GBP30.00 including VAT (inside the UK). This fee is payable before the card is issued and activated. The fee is once only. There are no advance fees. There are no annual renewal fees.



CCC Financial Tenant Loans Secured Loan Overseas Mortgages
   
   
 

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Untitled Document

Untitled Document

Untitled Document

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No credit checks will be made on EasyKard applicants. One piece of photo identification or approved documentary identification of the principal applicant is required during the EasyKard agreement process.

Additional EasyKard holders are also required to provide identification a list of which may be viewed here. Please note that the identification requirements for additional EasyKardholders may be different to those of a principal applicant. The minimum age for additional cardholders is 12 years old.

EasyKard secured credit and card services are ideal for families. Whilst the principal applicant must be 18 years or over, additional cardholders must be 12 years or older. Please note however, that, the agreement holder is responsible in full for all transactions effected by additional EasyKardholders.

Your EasyKard credit security may be re-charged/increased on any day at any time by additional security payments of a minimum of £20.00 upto a maximum of £6,000.00 per EasyKard, on any day.

There are no EasyKard requirements to make settlements monthly or at any time.  EasyKard security may be re-charged at any time in a wide variety of methods.

EasyKard Exchange rate variances on purchases and ATM use with the EasyKard are minimal falling at +/- 0.1 to 0.35% of the mid range commercial rates set by most major UK banks.

All agreements, with the exception of limited companies and where EasyKard extend credit beyond £25,000.00, are subject to and regulated by the CC Act 1974 England and Wales.

VISA® is a registered trademark of Visa International Services Association in the USA and other countries. MasterCard® is a registered trademark of MasterCard International in the USA and other countries.  EasyKard and EasyPay are brands, trading names and styles of Lateral Approaches Ltd. The EasyKard logo is the property of Lateral Approaches Ltd. Registered Office: 2, Southfield Road, Westbury-on-Trym, Bristol, BS9 3BH.

EasyKard are authorised card distributors, subordinated processing agents and credit providers under licence and agreements through certain card issuers, their agents, banks and processors. EasyKard are licensed lenders in the United Kingdom under the Consumer Credit Act 1974 by the Office of Fair Trading. All EasyKard security deposits are based in British Pounds; foreign currencies accepted for security deposits (non GBP) will be converted at our prevailing rates on that day to British Pounds. EasyKard extend all credit to the principal cardholder in United States Dollars at our prevailing exchange rates on that day. Interest is set at zero percent APR except where customers exceed their authorised borrowing levels. Repayment is not necessary unless elected by the principal agreement holder, as repayment will be made by set off against security payments provided. All card usage charges are applied in United States Dollars and debited from the credit EasyKard extend. All security and handling charges are deducted from the security payments in British Pounds. Currency conversions will be applied to calculate the level of credit EasyKard grant in United States Dollars against British Pounds security payments received, at our prevailing rates on the day security payments are cleared. EasyKard reserve the right to refuse any card applicant or terminate card services or credit facilities to any cardholder where EasyKard consider that the cardholder is or may intend to misuse the card or use the card for illegal purposes.

EasyKard Credit Card !!
Accept customers with Poor Credit Ratings!

easykard
WHEREVER YOU ARE IN THE WORLD EasyKards

Secured credit and card EasyKard Card issued within 5 days



EasyKard
Welcomes customers from anywhere in the world.

Frequent Asked Questions

Q. My name is not on the front of my easykard, is this correct?

A. On certain VISA easykards EasyKard provided Before the 7TH July 2006, your name will not appear on the card, this was normal for this type of card and provides extra security as only you know the registered name of the card, it will not be possible for anyone else that may obtain your card to use it on the internet or by telephone if they do not know the name of the registered cardholder.

Q. My daily online recharge limit is GBP500.00, does that mean I can only pay-in upto GBP500.00 to EasyKard?

A. The EasyKard daily limit only applies to payments made by credit/debit cards online. EasyKard may increase this limit for you on request, often EasyKard will require additional information from you first or EasyKard will want to see that your facilities are operated correctly for a while.

 

Q. When do I get my EasyKard?

A. EasyKard issue your EasyKard within three business days of receiving your completed agreement, cleared initial fee payment and copies of acceptable identification and additional EasyKardholder identification (if applicable). For customers who opted for the express service EasyKard issue the card(s) the same day.

Q. When do I get my EasyKard PIN number?

A. Your EasyKard PIN number is usually with your card, neither of which will operate until you activate your card. If you receive a pre-activated EasyKard the PIN number will be in a separate envelope and sent to you by first class mail or express courier within three days of us sending you your card.

Q. How long does it take for you to apply credit to my EasyKard?

A. The credit EasyKard grant you will be available on your easykard between one and three business days of us receiving your security payment., subject to our payment regulations.

 Q. How do I make a payment by cash to EasyKard?

A. EasyKard do not accept payments by cash or by cheque at any bank counter. If you wish to make a cash payment, EasyKard will only accept it if it is delivered to our EasyKard mailing centre. If you send cash in the post or by courier you do so entirely at your own risk.

Q. What is the fastest way for me to make a cleared security payment to EasyKard?

A. By same day CHAPS or International electronic payment. EasyKard view these types of payments as cleared the same day.

Q. How long does it take for you to clear my cheques?

A. EasyKard only accept cheques by post upto a maximum of £500.00, it will take between five and seven business days before they clear. For larger amounts only send International Money Orders, Building Society cheques or Bankers drafts, these EasyKard treat as same day value, the day EasyKard receive them and EasyKard will accept any amount.

Q. My security is based in British Pounds but my easykard is based in United States Dollars. When EasyKard provide credit to my easykard what is the exchange rate?

A. The exchange rate EasyKard use varies daily and is usually less than most UK bank and exchange bureau counter rates. The exchange rate of the day is stated in your secure area.

Q. When I use my easykard I am debited in United States Dollars even when I pay for items in the UK. What is the exchange rate used for purchases and cash withdrawals fromEasyKard?

A. The exchange rate applied for easykard use is set by the processing system and is usually much lower (more favourable for the easykardholder) than any retail, bank counter exchange rate.

Q. When do I get my EasyKard statements?

A. EasyKard do not issue statements by post unless you ask for them. You can view your security and easykard statement online at any time by logging into the customer secure area.

Q. How often must I use my easykard or recharge my EasyKard security?

A. You never need to use your easykard or recharge your security if you do not want to.

EasyKard

Whatever your circumstances and requirements,

you are approved for EasyKard secured credit services

and for a payment easykard.

 Issued in 5 business days.

(Principal applicants must be 18 years or over)

*issued same day on receipt of correctly signed contract, copies of correct identification

and initial payment enclosed or having already been made

Your chance to be accepted

WHEREVER YOU ARE IN THE WORLD

Secured credit and easykard service

Card issued within 5 days


The EasyKard service is fast and efficient from application to managing your credit and card facilities. Cards issued come with a PIN number and can be used at most ATM's around the world. The cards are accepted everywhere you see the VISA® and/or MasterCard® signs for electronic transactions at most major supermarkets and petrol stations. You can manage your card and your security online or by contacting us at anytime. This is a secured credit service. You can open a security and card service facility for £30 (incl. VAT) for UK customers and £100 (incl. VAT) per card for NON-UK customers, and can add funds to your security account from £20.00 at any time (up to a maximum of £6,000.00 per day per card). APR 0.00%. Card use charges apply. Security management charges apply. This is an interest free facility.