Buy To Let - CCC Financial

Northern Ireland - England - Wales - Scotland

Buy-to-Let Mortgage

Becoming a private landlord should not be seen as an easy way of making easy money. It can be riskier and more complicated. It can also be very time consuming, more than most forms of investment, and there is no guarantee that house prices will continue to rise. That said, having a second property to let to tenants could reap considerable financial rewards over time.

When buying a second property to let you will need to decide whether your primary objective is income or capital growth. In other words, are you looking to make a profit month on month or are you looking to make a profit through increased equity from the second property as it increases in value over time? The decision may affect the type of property you purchase, and the location. When you manage a property there are many costs involved in addition to the monthly mortgage repayments. As a guide, you should be aiming to achieve a gross rent of about 125% of the rental property's interest only mortgage repayments in order to cover your costs should anything go wrong.

It's different?

The returns from Letting Property?

What difference does a Letting agent make?

How to Buy-to-let

How are mortgages arranged through Buy-to-Let?

The Dos and Don'ts of Buying to Let?

What happens after Buying to Let?

Are there any special conditions?

Can a Buy-to-Let investment be protected?

What other costs should be taken into account?

Tax and allowances?

Buy to Let Mortgage