Ulster Bank Building Society - CCC Financial |
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Ulster Bank - Ulster Bank Building Society
The new Flexible Mortgage from Ulster Bank is created with you in mind, offering you more flexibility, more choices and more financial freedom. We have developed a mortgage that puts you in control and helps you manage your mortgage in a way that suits you. Ulster Bank Building Society More flexibility..... Ulster Bank Building Society Ulster Bank Building Society This mortgage product offers you the flexibility of paying a little more each month whenever this is convenient for you, enabling you to save thousands on your overall mortgage and giving you the opportunity to pay your mortgage off years early. You can also make lump sum payments whenever you choose. Interest is calculated daily on the Ulster Bank Flexible Mortgage, so all your payments will benefit your mortgage account immediately. More choice..... Ulster Bank Building Society Today's lifestyles differ greatly and, with this in mind, Ulster Bank offers you the freedom to fit your mortgage around your lifestyle. Rather than have your mortgage dictate your lifestyle choices, we give you the option of taking a break from your payments, giving you ultimate control over your financial planning. More control ..... Ulster Bank Building Society The Flexible Mortgage rate is guaranteed to be lower than our Standard Variable Rate so, with our new Flexible Mortgage, you can really take control of your finances and make the choices that suit you and your lifestyle. Linked to Ulster Bank Base Rate (currently 4.00%). The margin payable depends on the amount you wish to borrow and the value of your home (loan to value). The margin is fixed for the life of the loan giving long term loan value. Loan to value < 60% Loan to value 60% - 95% Margin Rate Margin Rate 0.85 4.85% 1.00 5.00% Minimum loan value £30,000 Refund of valuation fee on the property to be mortgaged. To find out more, ask any member of staff at your local Ulster Bank Branch or click on the "Contact Me" button above. Example: With a Capital and Interest Mortgage of £50,000 over a 20 year term, assuming a rate of 4.85% per annum 5.0% APR (variable) over the whole term, and with 240 monthly repayments of £325.85 (total amount repayable £77,852.16) - increasing repayments by £60 could result in £7150.36 saving of gross interest and the loan could be paid off 4 years and 8 months earlier. Payment holidays are subject to approval and conditions. Estimated fees: legal- £103.40, administration - £75.00 Ulster Bank Building Society |
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