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About Mortgage Express
Mortgage Express is the specialist lending arm of the Bradford & Bingley plc. We are based in New Barnet, Herts, and currently employ 300 people.
Founded back in 1986, the company has gained a reputation for friendly, efficient service, mortgage products that meet the needs of real people, and a streak of individuality that ranks us among the market leaders in our chosen niche markets. We currently manage over £10 billion of mortgage assets. What mortgages do we offer?
Some specialist lenders deal specifically with the self-employed, others focus on non-standard borrowing or buy-to-let. Mortgage Express is an expert on all aspects of specialist lending, and has created a range of innovative mortgages for individual niche markets. We are the market leading ‘Buy to Let’ lender and are rapidly developing a reputation as a leading lender in the ‘Self Cert’ and ‘100%’ markets. Our product range also includes 'Standard', 'FlexAbility', and 'Let and Buy'.What makes our mortgages different?
All of our products are linked to the Bank of England Base Rate, so customers always know how much they are paying and how they will be affected by fluctuations in the Base Rate. We also don't apply MIG charges on any of our products.
All Mortgage Express products offer Choices, a flexible payment feature, as an integral part of the mortgage. Choices enables people to overpay or underpay their mortgage or even take a payment holiday. The FlexAbility mortgage has been specially designed to offer a flexible mortgage without tie-ins or redemption penalties.
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