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Lambeth Building Society |
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Lambeth Building Society
Loans must be secured by a first mortgage on a suitable property in England or Wales. We will lend on houses, leasehold flats and maisonettes, (purpose-built or converted). For leasehold premises, the lease must have at least 35 years to run after the mortgage expiry date.
Lambeth Building Society Repayment Mortgages
The monthly payments consist of capital and interest to repay the loan over the life of the mortgage (the mortgage term). A term life assurance policy is recommended with this type of loan. The balance outstanding on the loan reduces each year.
Lambeth Building Society Interest Only Mortgages
For Interest Only mortgages you are responsible for repaying your mortgage in full at the end of the term. You are also responsible for monitoring the progress your investment is making to ensure that the proceeds of the policy on maturity will be adequate to repay your loan.
You must make sure that your payments are kept up to date. You should be aware that if your investment does not perform well, or if you stop making your payments, or if you surrender your investment early, or should your personal circumstances change (for instance due to illness or relationship breakdown) the investment may not be sufficient to repay the mortgage.
If this happens, you will have to repay the difference from other means.
product.
Interest
fee which covers the cost of processing your application.
Valuation Fees: You may be required to pay a fee which covers the cost of instructing a valuer and our costs in dealing with his report. The product guides will tell you how much.
Product fees: some applicants must pay a fee to secure a particular product type. This fee is normally charged to obtain specific interest rates offered, e.g. a fixed rate, limited offers, etc. Again, the product guides will tell you how much.
Lambeth Building Society |
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Any Purpose Loans
£100 to £100,000
We have one of the shortest application forms on the internet today. We search a large number of reputable UK Loan Lenders to find you the very latest loan deals.
We have exclusive Loan Lenders that you will not find anywhere else. Apply today with confidence. Get started now...
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